There are many myths that people believe are true when it comes to renters’ insurance. One of the most common myths I hear is, “I don’t need renters’ insurance. I’m protected under my landlord’s insurance policy.” Sorry, but you're not.
The truth is that a landlord’s insurance policy doesn’t cover tenants in many situations. And when you add up how much it would cost to replace all of your belongings on your own after a disaster or the cost of a liability lawsuit that was caused by a situation inside your rented home, the small monthly cost to have renters’ insurance just makes financial sense.
Want to learn more? Take a look at this slideshow to learn about four disasters that are covered by renters’ insurance, and not by your landlord’s insurance policy.
If you're a landlord or renting an apartment anywhere in Ohio, McCutcheon Insurance can help you get the right amount of coverage to protect both you and your assets in the event of a disaster.
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