Does your Ohio-based business need cyber coverage? The simple answer is yes. If you have a computer—or even just do business with someone who has a computer—you, your business and your information are at risk. And the consequences can be severe. Sixty percent of small businesses close within six months of a data breach according to the U.S. House Small Business Subcommittee on Health and Technology. For small and medium-sized businesses, cyber coverage might seem unnecessary.